Terms of Service

Agreement to Terms

By accessing and using AffordChecker ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

Description of Service

AffordChecker provides a free online tax calculator for estimating federal and state income taxes for all 50 US states plus the District of Columbia. The Service is provided "as is" for informational and planning purposes only.

Use of Service

You may use the Service for:

• Personal tax planning and estimation
• Educational purposes
• Financial planning and budgeting

You may NOT use the Service for:

• Official tax filing or reporting
• Professional tax advice or consultation
• Automated scraping or data harvesting
• Any illegal or unauthorized purpose

No Professional Advice

The Service provides tax estimates only and does NOT constitute:

• Professional tax advice
• Legal advice
• Financial advice
• Accounting services

You should consult with a qualified tax professional, CPA, or attorney for personalized advice regarding your specific tax situation.

Accuracy of Information

While we strive to provide accurate calculations using current tax rates and brackets:

• Results are estimates for planning purposes
• Actual tax liability may differ based on individual circumstances
• Tax laws are complex and subject to change
• We do not guarantee the accuracy or completeness of results

User Responsibilities

You are responsible for:

• Entering accurate information into the calculator
• Verifying results with official tax resources
• Consulting with tax professionals for filing purposes
• Understanding that estimates are not official tax determinations

Intellectual Property

The Service, including its design, code, content, and functionality, is owned by AffordChecker and protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without permission.

Limitation of Liability

To the fullest extent permitted by law:

• AffordChecker is not liable for any damages arising from use of the Service
• We are not responsible for errors in calculations or tax estimates
• We are not liable for any tax penalties, interest, or fees you may incur
• Use of the Service is at your own risk

Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability

Service Availability

We strive to keep the Service available 24/7, but:

• We do not guarantee uninterrupted access
• The Service may be unavailable due to maintenance or technical issues
• We reserve the right to modify or discontinue the Service at any time

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the new terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Contact Information

For questions about these Terms of Service, please contact us at:

Email: legal@AffordChecker.com

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.